Friday, June 1, 2012

Pocketyourdollars.com


In our first meeting each of us was to come with 2 or 3 money saving or earning tips. I knew exactly what the first one I HAD to share was. It was as this blog is titles, Pocketyourdollars.com. This site is AMAZING. I am not exactly sure how I ever came across it because I have been regularly utilizing it as a money saving resource for so long. I wish I had documented how much money it has actually saved me over time but it is well worth returning to again and again. I am forever thankful to Carrie Rocha the creator of the site. She makes saving money easy & fun!

As with any resource it does take time to get used to how to utilize it. Carrie has made this easy by having a section dedicated to beginners. At the top of the page there are four sections- beginners should go to the use the toolbox section, then under the drop down menu go to get started tips. Next I think the best section to regularly keep up with is the section: Deals & Freebies. It is always located at the top of the page and is clearly labeled. Even easier is to go to the drop down menu and click Free stuff. Can’t go wrong with things that are just free!

My second tip would be to utilize the shopping lists and FAQ’s on the site.  These can also be found at the top of the page. Thankfully Carrie & her staff have shopping lists all ready for us so we don’t have to take a lot of time to save money. Did I mention Carrie does not “clip” coupons! She doesn’t. The way she organizes them is by entire inserts and labeling just the dates. Here is an example of how her lists read;

 Pyrex 17-Piece Bake and Store Set $33.99
Use $1/1 from 4/1 Smart Source insert
Final price: $32.99 after coupon (this is originally $53.99)

Note that she states what the value of the coupon is and the date and publication it can be found in as well as the final price. She also does not list every sale but has criteria she generally follows so that she is posting deals that are most often rock bottom prices. Her rock bottom price list is also a helpful tool. She also includes links to printable coupons! I really can’t say enough about this site so check it out for yourself Pocketyourdollars.com !

Welcome to Women’s Financial Group


Hello and Welcome to Women’s Financial Group. If you are here we must be talking about something you are interested in! Years ago women were generally left in the dark about finances, and today regardless of if you are a man or women, not enough people are taught the basics about financial freedom or how to maintain your finances so you can get ahead. I have always been very interested in things such as credit, investing, growing a business and various ways of making income. When starting this group I had no idea what would actually come of it just that I was interested in connecting with other women and creating an avenue for us to utilize others strengths and support to improve our financial situations.

Our first meeting was inspirational for me. Women were invited via facebook and encouraged to bring 2-3 of their best money saving or earning tips. We organized our discussion with a K/W/L chart. This charts what we K (know), W (Want to know) and L (learned). Below you can find a version of our chart. We also paired it with a clothing swap which was incredible! Several people brought gently used clothing they no longer wanted or needed and everyone went home with some new additions to their wardrobe. It was great fun and very informational!

K
W
L
Pocketyourdollars.com
Vacation
Travel Agent (can get good deals)
Swagbucks.com
Taxes (filing separate)
One way tickets can be better
Value Connection
Inventions
Don’t use expedia
Refer a friend
Patents
Married filing separately
RE-store
Small Business Administration
Poor man’s patent (mailing to yourself)
Erg survey.com
Eye Glasses
Zenni.com-$20 glasses
Packing work lunch
Home owners cuts (yard care)
Affinity Plus Credit Union- recommended for loans
599fashions.com
Buying a Car
St. Cloud Federal Credit Union
Avvo.com
Groceries
Stilltasty.com
S.C.R.A.P.S (1 Wednesday a month)
Wedding Planning
Great Harvest Bread Company
Garage Sales
Grants
Hostess

C.D’s
EBay-good for wedding decorations

Gerber Life Insurance


Apperts